Step 1: Preheat and Prepare
Preheat the Oven: Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper.
Prepare the Ingredients: Shred the cheddar cheese and grate the Parmesan. Chop the fresh herbs and set them aside.
Step 2: Mix the Dry Ingredients
Combine Dry Ingredients: In a large mixing bowl, whisk together the flour, baking powder, garlic powder, salt, and black pepper until well combined.
Step 3: Mix the Wet Ingredients
Combine Wet Ingredients: In a separate bowl, whisk together the milk, eggs, and olive oil until smooth.
Step 4: Combine and Add the Cheese and Herbs
Mix Everything Together: Pour the wet ingredients into the dry ingredients, stirring gently until just combined. Be careful not to overmix.
Add the Cheese and Herbs: Fold in the shredded cheddar, grated Parmesan, parsley, thyme, and chives. The batter will be thick.
Step 5: Bake the Bread
Transfer to the Pan: Spoon the batter into the prepared loaf pan and smooth the top.
Bake: Bake for 45-50 minutes, or until a toothpick inserted into the center comes out clean and the top is golden brown.
Cool: Let the bread cool in the pan for 10 minutes before transferring it to a wire rack to cool completely.
Step 6: Optional Topping